Jim DeMarco

Trusted Loan Officer & Mortgage Industry Leader

"Change is inevitable in this industry, but with the right guidance, you can always land on your feet. I’m here to help you navigate the process with confidence."

–Jim DeMarco–

we make

ownership

happen

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Meet Jim DeMarco – Your Trusted Mortgage Expert

With over two decades in the mortgage industry, Jim DeMarco has built a career on expertise, adaptability, and a deep commitment to helping clients navigate home financing.

Starting as a mortgage loan officer at M&T Bank, Jim quickly grew through the ranks, gaining hands-on experience in retail and wholesale lending. His career took him across the country—from Buffalo, NY, to Phoenix, AZ, then to Portland, OR, and Seattle, WA—where he took on leadership roles, managed teams, and helped homeowners and mortgage brokers secure financing in evolving markets.

Jim has worked with some of the nation’s top banks, including National City, Flagstar Bank, and M&T Bank, and now serves as a branch manager at CMG Home Loans—one of the most innovative lenders in the country. His deep industry knowledge, combined with his ability to adapt to market changes, ensures that his clients receive personalized mortgage solutions tailored to their needs.

📞 Get in touch today to start your homeownership journey with an experienced mortgage professional by your side!

Why Choose Us

WE’RE

TRANSPARENT

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WE’RE

HELPFUL

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Best Home Guarantee

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We will help you find the best mortgage solution

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Why Choose Jim DeMarco

20+ years in the mortgage industry

Expertise in both retail & wholesale lending

Personal, client-first approach

Proven success in helping homeowners save on interest

Headline is Here

Real Estate Agents

Jim transforms how agents close deals:

Competitive Financing: Offer buyers a mortgage that beats traditional options, turning "maybe" into "sold."
Client Education: Free tools and resources to explain the All In One Loan™ benefits clearly.
End-to-End Support: From pre-approval to closing, Jim ensures seamless collaboration to speed up transactions.

Buyers

Jim crafts personalized paths to homeownership:

Tailored Solutions: Loans that adapt to your budget, career, and life goals.
Transparent Guidance: No jargon, just honest advice to help you save thousands and build equity faster.
Long-Term Strategy: A mortgage that grows with you, not against you.

Team Agents

Jim equips his team with unmatched expertise:

Exclusive Tools: Priority access to the All In One Loan™ and cutting-edge mortgage tech.
Hands-On Training: Master complex deals with Jim’s proven frameworks.
Growth Focused: Strategies to expand your client base and close more transactions confidently.

The All In One Loan – A Smarter Way to Finance Your Home

The All In One Blueprint

How the Loan Accelerates Your Wealth

✅ Merge your mortgage and daily finances—every dollar you deposit instantly reduces your loan balance, slashing interest.

✅ Pay off your home 2 to 4 times faster without changing your lifestyle.

✅ Keep full access to your funds for 30 years—no penalties, no refinancing.

✅ Save over $100,000 on average by tackling interest directly.

This isn’t just a loan. It’s a wealth-building strategy.

Pay Off Your Mortgage Faster, Save on Interest, and Stay in Control of Your FinancesTraditional mortgages lock you into a fixed payment schedule, often costing you hundreds of thousands in interest over time. The All In One Loan changes the game by combining your mortgage with a fully functional banking account, allowing you to:

✅ Reduce Interest Costs – Every dollar deposited lowers your loan balance, reducing interest charges.

✅ Pay Off Your Home Sooner – Smart financial management can help you cut years off your mortgage.

✅ Access Your Home Equity Anytime – Unlike traditional loans, you’re not stuck with a fixed payment plan.

✅ Keep More of Your Money – Your income works for you, lowering your mortgage balance daily.This innovative loan structure is designed for homeowners who want financial freedom and flexibility while maximizing their savings.

Our Services

No Deposit Home Loan

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Home Equity Loan

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Refinance Home Loan

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Commercial Property Loan

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Bridging Loan

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Line Of Credit

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Grow & Protect

Your Wealth

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